Frequently Asked Questions

In the year before you reach full retirement age, you can make $18,960 without your SS benefits being reduced. For every $2 dollars earned over $18,960, your benefits are reduced by $1. In the year you reach full retirement age, you can make $50,520 without your SS benefits being reduced. For every $3 dollars earned over $50,520, your benefits are reduced by $1.

Your full retirement age depends on the year of your birth according to the table found here https://www.ssa.gov/benefits/retirement/planner/agereduction.html. If you were born on the 1st of the month, refer to the previous month (or the previous year if born on January 1st).

Year of Birth

1943-1954

1955

1956

1957

1958

1959

1960-Present

Full Retirement Age

66

66 and 2 Months

66 and 4 Months

66 and 6 Months

66 and 8 Months

66 and 10 Months

67

This page is still a work in progress.